OCFC vs. PFC, CFFN, CASH, WD, NYCB, WSFS, WAFD, BANC, AGM, and NWBI
Should you be buying OceanFirst Financial stock or one of its competitors? The main competitors of OceanFirst Financial include Premier Financial (PFC), Capitol Federal Financial (CFFN), Pathward Financial (CASH), Walker & Dunlop (WD), New York Community Bancorp (NYCB), WSFS Financial (WSFS), WaFd (WAFD), Banc of California (BANC), Federal Agricultural Mortgage (AGM), and Northwest Bancshares (NWBI). These companies are all part of the "finance" sector.
Premier Financial (NASDAQ:PFC) and OceanFirst Financial (NASDAQ:OCFC) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, profitability, dividends, media sentiment, community ranking, risk, institutional ownership, earnings and analyst recommendations.
Premier Financial has a beta of 1.27, meaning that its share price is 27% more volatile than the S&P 500. Comparatively, OceanFirst Financial has a beta of 1.01, meaning that its share price is 1% more volatile than the S&P 500.
In the previous week, Premier Financial and Premier Financial both had 6 articles in the media. Premier Financial's average media sentiment score of 0.67 beat OceanFirst Financial's score of 0.49 indicating that OceanFirst Financial is being referred to more favorably in the news media.
Premier Financial pays an annual dividend of $1.24 per share and has a dividend yield of 6.3%. OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 5.3%. Premier Financial pays out 40.0% of its earnings in the form of a dividend. OceanFirst Financial pays out 46.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Premier Financial has increased its dividend for 13 consecutive years and OceanFirst Financial has increased its dividend for 2 consecutive years. Premier Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
OceanFirst Financial received 264 more outperform votes than Premier Financial when rated by MarketBeat users. Likewise, 56.16% of users gave OceanFirst Financial an outperform vote while only 40.00% of users gave Premier Financial an outperform vote.
Premier Financial presently has a consensus target price of $22.50, indicating a potential upside of 14.16%. OceanFirst Financial has a consensus target price of $18.00, indicating a potential upside of 19.60%. Given Premier Financial's higher possible upside, analysts plainly believe OceanFirst Financial is more favorable than Premier Financial.
Premier Financial has higher earnings, but lower revenue than OceanFirst Financial. Premier Financial is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.
Premier Financial has a net margin of 23.67% compared to Premier Financial's net margin of 15.54%. OceanFirst Financial's return on equity of 9.12% beat Premier Financial's return on equity.
66.1% of Premier Financial shares are held by institutional investors. Comparatively, 71.0% of OceanFirst Financial shares are held by institutional investors. 2.2% of Premier Financial shares are held by company insiders. Comparatively, 5.0% of OceanFirst Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Summary
Premier Financial beats OceanFirst Financial on 11 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding OCFC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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