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Heartland Financial USA (HTLF) Competitors

$43.96
+0.89 (+2.07%)
(As of 05/31/2024 08:50 PM ET)

HTLF vs. FBK, SBCF, RNST, BANR, LKFN, CBSH, WAL, CFR, BPOP, and ZION

Should you be buying Heartland Financial USA stock or one of its competitors? The main competitors of Heartland Financial USA include FB Financial (FBK), Seacoast Banking Co. of Florida (SBCF), Renasant (RNST), Banner (BANR), Lakeland Financial (LKFN), Commerce Bancshares (CBSH), Western Alliance Bancorporation (WAL), Cullen/Frost Bankers (CFR), Popular (BPOP), and Zions Bancorporation, National Association (ZION). These companies are all part of the "finance" sector.

Heartland Financial USA vs.

FB Financial (NYSE:FBK) and Heartland Financial USA (NASDAQ:HTLF) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, media sentiment, dividends, profitability, earnings, community ranking, analyst recommendations, valuation and institutional ownership.

FB Financial has a beta of 1.12, indicating that its stock price is 12% more volatile than the S&P 500. Comparatively, Heartland Financial USA has a beta of 0.98, indicating that its stock price is 2% less volatile than the S&P 500.

FB Financial presently has a consensus price target of $40.00, suggesting a potential upside of 8.11%. Heartland Financial USA has a consensus price target of $45.60, suggesting a potential upside of 3.73%. Given Heartland Financial USA's higher possible upside, research analysts clearly believe FB Financial is more favorable than Heartland Financial USA.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FB Financial
1 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.43
Heartland Financial USA
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

FB Financial pays an annual dividend of $0.68 per share and has a dividend yield of 1.8%. Heartland Financial USA pays an annual dividend of $1.20 per share and has a dividend yield of 2.7%. FB Financial pays out 28.6% of its earnings in the form of a dividend. Heartland Financial USA pays out 72.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. FB Financial has increased its dividend for 6 consecutive years and Heartland Financial USA has increased its dividend for 7 consecutive years. Heartland Financial USA is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

65.4% of FB Financial shares are owned by institutional investors. Comparatively, 71.6% of Heartland Financial USA shares are owned by institutional investors. 1.7% of FB Financial shares are owned by insiders. Comparatively, 1.8% of Heartland Financial USA shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

FB Financial has higher earnings, but lower revenue than Heartland Financial USA. FB Financial is trading at a lower price-to-earnings ratio than Heartland Financial USA, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
FB Financial$748.95M2.32$120.22M$2.3815.55
Heartland Financial USA$932.87M2.02$79.92M$1.6626.48

Heartland Financial USA received 157 more outperform votes than FB Financial when rated by MarketBeat users. Likewise, 58.68% of users gave Heartland Financial USA an outperform vote while only 50.00% of users gave FB Financial an outperform vote.

CompanyUnderperformOutperform
FB FinancialOutperform Votes
242
50.00%
Underperform Votes
242
50.00%
Heartland Financial USAOutperform Votes
399
58.68%
Underperform Votes
281
41.32%

FB Financial has a net margin of 14.90% compared to FB Financial's net margin of 8.17%. FB Financial's return on equity of 11.33% beat Heartland Financial USA's return on equity.

Company Net Margins Return on Equity Return on Assets
FB Financial14.90% 10.20% 1.15%
Heartland Financial USA 8.17%11.33%1.03%

In the previous week, Heartland Financial USA had 5 more articles in the media than FB Financial. MarketBeat recorded 6 mentions for Heartland Financial USA and 1 mentions for FB Financial. FB Financial's average media sentiment score of 1.42 beat Heartland Financial USA's score of 1.27 indicating that Heartland Financial USA is being referred to more favorably in the news media.

Company Overall Sentiment
FB Financial Positive
Heartland Financial USA Positive

Summary

Heartland Financial USA beats FB Financial on 13 of the 22 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding HTLF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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HTLF vs. The Competition

MetricHeartland Financial USAState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.88B$2.26B$9.84B$7.99B
Dividend Yield2.73%4.28%5.81%4.00%
P/E Ratio26.4811.6240.8915.52
Price / Sales2.021.89102.3873.53
Price / Cash7.448.4415.8731.55
Price / Book1.011.023.304.59
Net Income$79.92M$403.09M$1.01B$213.90M
7 Day Performance0.46%-0.67%0.39%0.87%
1 Month Performance1.62%0.49%2.44%1.82%
1 Year Performance43.61%22.34%15.39%5.90%

Heartland Financial USA Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FBK
FB Financial
4.5994 of 5 stars
$36.81
-1.4%
$40.00
+8.7%
+23.8%$1.73B$458.20M15.471,591Short Interest ↓
Positive News
SBCF
Seacoast Banking Co. of Florida
4.2144 of 5 stars
$22.99
-0.9%
$26.10
+13.5%
+5.2%$1.95B$768.13M16.421,541Dividend Announcement
Analyst Upgrade
News Coverage
Positive News
RNST
Renasant
0.7023 of 5 stars
$29.71
-1.9%
$33.00
+11.1%
+4.3%$1.67B$910.39M12.082,300Gap Down
BANR
Banner
1.8435 of 5 stars
$46.01
+0.4%
$51.20
+11.3%
-2.1%$1.59B$597.24M9.571,966Analyst Downgrade
LKFN
Lakeland Financial
3.275 of 5 stars
$61.03
-0.1%
$74.00
+21.3%
+14.2%$1.56B$393.12M16.86628Positive News
CBSH
Commerce Bancshares
4.3289 of 5 stars
$54.79
-0.5%
$55.29
+0.9%
+10.0%$7.10B$1.95B15.284,728Short Interest ↓
Analyst Revision
News Coverage
Positive News
WAL
Western Alliance Bancorporation
4.861 of 5 stars
$63.12
+0.3%
$72.47
+14.8%
+66.1%$6.95B$4.32B9.203,260Positive News
CFR
Cullen/Frost Bankers
4.8144 of 5 stars
$101.20
-1.1%
$117.46
+16.1%
-5.0%$6.50B$1.98B11.965,495Short Interest ↑
BPOP
Popular
4.9845 of 5 stars
$88.60
-0.7%
$99.89
+12.7%
+41.6%$6.40B$3.90B13.159,237Short Interest ↑
ZION
Zions Bancorporation, National Association
4.6869 of 5 stars
$42.52
-1.3%
$43.33
+1.9%
+48.6%$6.28B$4.62B10.689,679Analyst Upgrade

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This page (NASDAQ:HTLF) was last updated on 6/3/2024 by MarketBeat.com Staff

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