GABC vs. CARO, STBA, SRCE, FBNC, SYBT, IBOC, ABCB, FULT, UCBI, and FBP
Should you be buying German American Bancorp stock or one of its competitors? The main competitors of German American Bancorp include Carolina Financial (CARO), S&T Bancorp (STBA), 1st Source (SRCE), First Bancorp (FBNC), Stock Yards Bancorp (SYBT), International Bancshares (IBOC), Ameris Bancorp (ABCB), Fulton Financial (FULT), United Community Banks (UCBI), and First BanCorp. (FBP). These companies are all part of the "finance" sector.
Carolina Financial (NASDAQ:CARO) and German American Bancorp (NASDAQ:GABC) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their valuation, risk, earnings, profitability, community ranking, analyst recommendations, institutional ownership, media sentiment and dividends.
In the previous week, Carolina Financial had 9 more articles in the media than German American Bancorp. MarketBeat recorded 13 mentions for Carolina Financial and 4 mentions for German American Bancorp. Carolina Financial's average media sentiment score of 1.49 beat German American Bancorp's score of 0.00 indicating that German American Bancorp is being referred to more favorably in the news media.
German American Bancorp has a consensus target price of $36.33, suggesting a potential upside of 14.80%. Given Carolina Financial's higher possible upside, analysts plainly believe German American Bancorp is more favorable than Carolina Financial.
Carolina Financial has a net margin of 27.98% compared to Carolina Financial's net margin of 25.83%. Carolina Financial's return on equity of 13.68% beat German American Bancorp's return on equity.
53.9% of Carolina Financial shares are held by institutional investors. Comparatively, 46.9% of German American Bancorp shares are held by institutional investors. 6.9% of Carolina Financial shares are held by insiders. Comparatively, 6.2% of German American Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
Carolina Financial received 21 more outperform votes than German American Bancorp when rated by MarketBeat users. Likewise, 61.54% of users gave Carolina Financial an outperform vote while only 53.63% of users gave German American Bancorp an outperform vote.
German American Bancorp has higher revenue and earnings than Carolina Financial. German American Bancorp is trading at a lower price-to-earnings ratio than Carolina Financial, indicating that it is currently the more affordable of the two stocks.
Carolina Financial has a beta of 1.4, meaning that its stock price is 40% more volatile than the S&P 500. Comparatively, German American Bancorp has a beta of 0.64, meaning that its stock price is 36% less volatile than the S&P 500.
Carolina Financial pays an annual dividend of $0.40 per share and has a dividend yield of 1.2%. German American Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 3.4%. Carolina Financial pays out 13.6% of its earnings in the form of a dividend. German American Bancorp pays out 37.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. German American Bancorp has increased its dividend for 12 consecutive years. German American Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Summary
Carolina Financial beats German American Bancorp on 11 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding GABC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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