First US Bancshares (FUSB) Competitors

First US Bancshares (NASDAQ:FUSB) and Pathfinder Bancorp (NASDAQ:PBHC) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, valuation, risk, media sentiment, dividends, community ranking, profitability and analyst recommendations.

Which has more volatility & risk, FUSB or PBHC?

First US Bancshares has a beta of 0.94, suggesting that its stock price is 6% less volatile than the S&P 500. Comparatively, Pathfinder Bancorp has a beta of 0.13, suggesting that its stock price is 87% less volatile than the S&P 500.

Do analysts rate FUSB or PBHC?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First US Bancshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Pathfinder Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Is FUSB or PBHC a better dividend stock?

First US Bancshares pays an annual dividend of $0.20 per share and has a dividend yield of 2.0%. Pathfinder Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 3.2%. First US Bancshares pays out 14.9% of its earnings in the form of a dividend. Pathfinder Bancorp pays out 28.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Is FUSB or PBHC more profitable?

First US Bancshares has a net margin of 14.55% compared to Pathfinder Bancorp's net margin of 11.50%. First US Bancshares' return on equity of 9.57% beat Pathfinder Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First US Bancshares	14.55%	9.57%	0.80%
Pathfinder Bancorp	11.50%	7.47%	0.62%

Does the MarketBeat Community believe in FUSB or PBHC?

Pathfinder Bancorp received 42 more outperform votes than First US Bancshares when rated by MarketBeat users. Likewise, 63.10% of users gave Pathfinder Bancorp an outperform vote while only 57.14% of users gave First US Bancshares an outperform vote.

Company	Underperform	Outperform
First US Bancshares	Outperform Votes 76 57.14%	Underperform Votes 57 42.86%
Pathfinder Bancorp	Outperform Votes 118 63.10%	Underperform Votes 69 36.90%

Do insiders and institutionals have more ownership in FUSB or PBHC?

18.7% of First US Bancshares shares are held by institutional investors. Comparatively, 26.7% of Pathfinder Bancorp shares are held by institutional investors. 11.2% of First US Bancshares shares are held by insiders. Comparatively, 22.4% of Pathfinder Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Does the media favor FUSB or PBHC?

In the previous week, First US Bancshares had 1 more articles in the media than Pathfinder Bancorp. MarketBeat recorded 3 mentions for First US Bancshares and 2 mentions for Pathfinder Bancorp. First US Bancshares' average media sentiment score of 0.94 beat Pathfinder Bancorp's score of 0.62 indicating that First US Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First US Bancshares	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Pathfinder Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better earnings & valuation, FUSB or PBHC?

Pathfinder Bancorp has higher revenue and earnings than First US Bancshares. First US Bancshares is trading at a lower price-to-earnings ratio than Pathfinder Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First US Bancshares	$40.36M	1.45	$8.48M	$1.34	7.52
Pathfinder Bancorp	$72.85M	0.82	$9.29M	$1.42	8.89

Summary

Pathfinder Bancorp beats First US Bancshares on 9 of the 17 factors compared between the two stocks.