First Financial Bankshares (FFIN) Competitors

Glacier Bancorp (NASDAQ:GBCI) and First Financial Bankshares (NASDAQ:FFIN) are both mid-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, profitability, analyst recommendations, community ranking, dividends, media sentiment, risk, valuation and institutional ownership.

Does the MarketBeat Community favor GBCI or FFIN?

First Financial Bankshares received 52 more outperform votes than Glacier Bancorp when rated by MarketBeat users. However, 50.10% of users gave Glacier Bancorp an outperform vote while only 49.52% of users gave First Financial Bankshares an outperform vote.

Company	Underperform	Outperform
Glacier Bancorp	Outperform Votes 260 50.10%	Underperform Votes 259 49.90%
First Financial Bankshares	Outperform Votes 312 49.52%	Underperform Votes 318 50.48%

Which has higher earnings and valuation, GBCI or FFIN?

Glacier Bancorp has higher revenue and earnings than First Financial Bankshares. Glacier Bancorp is trading at a lower price-to-earnings ratio than First Financial Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Glacier Bancorp	$1.14B	3.73	$222.93M	$1.75	21.36
First Financial Bankshares	$636.07M	6.73	$198.98M	$1.40	21.41

Which has more volatility and risk, GBCI or FFIN?

Glacier Bancorp has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500. Comparatively, First Financial Bankshares has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500.

Do analysts recommend GBCI or FFIN?

Glacier Bancorp presently has a consensus price target of $40.40, suggesting a potential upside of 8.08%. First Financial Bankshares has a consensus price target of $31.33, suggesting a potential upside of 4.51%. Given First Financial Bankshares' stronger consensus rating and higher possible upside, equities analysts clearly believe Glacier Bancorp is more favorable than First Financial Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Glacier Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
First Financial Bankshares	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is GBCI or FFIN more profitable?

First Financial Bankshares has a net margin of 30.03% compared to First Financial Bankshares' net margin of 16.40%. Glacier Bancorp's return on equity of 14.28% beat First Financial Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Glacier Bancorp	16.40%	6.51%	0.70%
First Financial Bankshares	30.03%	14.28%	1.54%

Is GBCI or FFIN a better dividend stock?

Glacier Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 3.5%. First Financial Bankshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.4%. Glacier Bancorp pays out 75.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Financial Bankshares pays out 51.4% of its earnings in the form of a dividend. First Financial Bankshares has increased its dividend for 13 consecutive years.

Does the media prefer GBCI or FFIN?

In the previous week, First Financial Bankshares had 1 more articles in the media than Glacier Bancorp. MarketBeat recorded 3 mentions for First Financial Bankshares and 2 mentions for Glacier Bancorp. Glacier Bancorp's average media sentiment score of 1.77 beat First Financial Bankshares' score of 1.75 indicating that First Financial Bankshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Glacier Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
First Financial Bankshares	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do institutionals & insiders have more ownership in GBCI or FFIN?

80.2% of Glacier Bancorp shares are owned by institutional investors. Comparatively, 69.8% of First Financial Bankshares shares are owned by institutional investors. 0.4% of Glacier Bancorp shares are owned by company insiders. Comparatively, 4.2% of First Financial Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

First Financial Bankshares beats Glacier Bancorp on 12 of the 21 factors compared between the two stocks.