Virgin Money UK (VMUK) Competitors

Bank of Georgia Group (LON:BGEO) and Virgin Money UK (LON:VMUK) are both financial services companies, but which is the better stock? We will compare the two companies based on the strength of their media sentiment, valuation, community ranking, analyst recommendations, institutional ownership, dividends, profitability, earnings and risk.

Is BGEO or VMUK a better dividend stock?

Bank of Georgia Group pays an annual dividend of GBX 240 per share and has a dividend yield of 6.5%. Virgin Money UK pays an annual dividend of GBX 5 per share and has a dividend yield of 2.3%. Bank of Georgia Group pays out 2,774.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Virgin Money UK pays out 2,777.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Bank of Georgia Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do insiders and institutionals hold more shares of BGEO or VMUK?

53.0% of Bank of Georgia Group shares are owned by institutional investors. Comparatively, 51.8% of Virgin Money UK shares are owned by institutional investors. 27.6% of Bank of Georgia Group shares are owned by company insiders. Comparatively, 18.4% of Virgin Money UK shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Which has better valuation and earnings, BGEO or VMUK?

Bank of Georgia Group has higher revenue and earnings than Virgin Money UK. Bank of Georgia Group is trading at a lower price-to-earnings ratio than Virgin Money UK, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of Georgia Group	£2.42B	0.69	£1.39B	£8.65	428.90
Virgin Money UK	£1.52B	1.82	£192M	£0.18	1,182.22

Do analysts rate BGEO or VMUK?

Bank of Georgia Group presently has a consensus price target of GBX 5,900, indicating a potential upside of 59.03%. Virgin Money UK has a consensus price target of GBX 191.67, indicating a potential downside of 9.93%. Given Virgin Money UK's stronger consensus rating and higher possible upside, equities analysts plainly believe Bank of Georgia Group is more favorable than Virgin Money UK.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of Georgia Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Virgin Money UK	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is BGEO or VMUK more profitable?

Bank of Georgia Group has a net margin of 57.38% compared to Bank of Georgia Group's net margin of 12.65%. Virgin Money UK's return on equity of 30.15% beat Bank of Georgia Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of Georgia Group	57.38%	30.15%	4.61%
Virgin Money UK	12.65%	4.12%	0.27%

Does the MarketBeat Community favor BGEO or VMUK?

Bank of Georgia Group received 269 more outperform votes than Virgin Money UK when rated by MarketBeat users. Likewise, 73.94% of users gave Bank of Georgia Group an outperform vote while only 61.07% of users gave Virgin Money UK an outperform vote.

Company	Underperform	Outperform
Bank of Georgia Group	Outperform Votes 349 73.94%	Underperform Votes 123 26.06%
Virgin Money UK	Outperform Votes 80 61.07%	Underperform Votes 51 38.93%

Does the media prefer BGEO or VMUK?

In the previous week, Bank of Georgia Group had 6 more articles in the media than Virgin Money UK. MarketBeat recorded 6 mentions for Bank of Georgia Group and 0 mentions for Virgin Money UK. Virgin Money UK's average media sentiment score of 0.62 beat Bank of Georgia Group's score of 0.00 indicating that Bank of Georgia Group is being referred to more favorably in the media.

Company	Overall Sentiment
Bank of Georgia Group	Positive
Virgin Money UK	Neutral

Which has more volatility and risk, BGEO or VMUK?

Bank of Georgia Group has a beta of 1.08, meaning that its share price is 8% more volatile than the S&P 500. Comparatively, Virgin Money UK has a beta of 1.91, meaning that its share price is 91% more volatile than the S&P 500.

Summary

Bank of Georgia Group beats Virgin Money UK on 16 of the 19 factors compared between the two stocks.