LPRO vs. BFH, ENVA, OCSL, LC, WRLD, ATLC, RM, DFS, AFRM, and CACC
Should you be buying Open Lending stock or one of its competitors? The main competitors of Open Lending include Bread Financial (BFH), Enova International (ENVA), Oaktree Specialty Lending (OCSL), LendingClub (LC), World Acceptance (WRLD), Atlanticus (ATLC), Regional Management (RM), Discover Financial Services (DFS), Affirm (AFRM), and Credit Acceptance (CACC). These companies are all part of the "personal credit institutions" industry.
Open Lending (NASDAQ:LPRO) and Bread Financial (NYSE:BFH) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, earnings, community ranking, media sentiment, analyst recommendations, risk, dividends, institutional ownership and profitability.
Open Lending has a beta of 1.03, suggesting that its share price is 3% more volatile than the S&P 500. Comparatively, Bread Financial has a beta of 1.92, suggesting that its share price is 92% more volatile than the S&P 500.
Open Lending received 68 more outperform votes than Bread Financial when rated by MarketBeat users. Likewise, 57.69% of users gave Open Lending an outperform vote while only 15.22% of users gave Bread Financial an outperform vote.
78.1% of Open Lending shares are owned by institutional investors. Comparatively, 99.5% of Bread Financial shares are owned by institutional investors. 15.0% of Open Lending shares are owned by insiders. Comparatively, 0.6% of Bread Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.
Open Lending has a net margin of 13.31% compared to Bread Financial's net margin of 8.08%. Bread Financial's return on equity of 14.44% beat Open Lending's return on equity.
Open Lending presently has a consensus target price of $6.79, suggesting a potential upside of 4.88%. Bread Financial has a consensus target price of $39.17, suggesting a potential downside of 6.21%. Given Open Lending's stronger consensus rating and higher probable upside, equities analysts plainly believe Open Lending is more favorable than Bread Financial.
In the previous week, Bread Financial had 1 more articles in the media than Open Lending. MarketBeat recorded 5 mentions for Bread Financial and 4 mentions for Open Lending. Open Lending's average media sentiment score of 0.93 beat Bread Financial's score of 0.46 indicating that Open Lending is being referred to more favorably in the media.
Bread Financial has higher revenue and earnings than Open Lending. Bread Financial is trading at a lower price-to-earnings ratio than Open Lending, indicating that it is currently the more affordable of the two stocks.
Summary
Open Lending beats Bread Financial on 10 of the 17 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding LPRO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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