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Credit Acceptance (CACC) Competitors

$490.83
+3.44 (+0.71%)
(As of 05/31/2024 ET)

CACC vs. OMF, SLM, NNI, ENVA, ECPG, PRAA, WRLD, EZPW, GDOT, and RM

Should you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include OneMain (OMF), SLM (SLM), Nelnet (NNI), Enova International (ENVA), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), and Regional Management (RM).

Credit Acceptance vs.

Credit Acceptance (NASDAQ:CACC) and OneMain (NYSE:OMF) are both mid-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, earnings, media sentiment, dividends, analyst recommendations, institutional ownership, community ranking, valuation and profitability.

OneMain has higher revenue and earnings than Credit Acceptance. OneMain is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Credit Acceptance$1.93B3.08$286.10M$19.4925.18
OneMain$4.56B1.29$641M$5.139.58

Credit Acceptance currently has a consensus price target of $402.33, indicating a potential downside of 18.03%. OneMain has a consensus price target of $54.62, indicating a potential upside of 11.19%. Given OneMain's stronger consensus rating and higher possible upside, analysts plainly believe OneMain is more favorable than Credit Acceptance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Credit Acceptance
1 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.67
OneMain
0 Sell rating(s)
4 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.69

81.7% of Credit Acceptance shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 5.3% of Credit Acceptance shares are owned by insiders. Comparatively, 0.5% of OneMain shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Credit Acceptance has a beta of 1.44, meaning that its stock price is 44% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.63, meaning that its stock price is 63% more volatile than the S&P 500.

OneMain received 131 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 66.19% of users gave OneMain an outperform vote while only 51.31% of users gave Credit Acceptance an outperform vote.

CompanyUnderperformOutperform
Credit AcceptanceOutperform Votes
333
51.31%
Underperform Votes
316
48.69%
OneMainOutperform Votes
464
66.19%
Underperform Votes
237
33.81%

OneMain has a net margin of 13.29% compared to Credit Acceptance's net margin of 12.83%. Credit Acceptance's return on equity of 30.70% beat OneMain's return on equity.

Company Net Margins Return on Equity Return on Assets
Credit Acceptance12.83% 30.70% 6.94%
OneMain 13.29%20.78%2.72%

In the previous week, Credit Acceptance and Credit Acceptance both had 6 articles in the media. Credit Acceptance's average media sentiment score of 1.61 beat OneMain's score of -0.01 indicating that Credit Acceptance is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Credit Acceptance
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
OneMain
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

OneMain beats Credit Acceptance on 10 of the 17 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CACC vs. The Competition

MetricCredit AcceptancePersonal credit institutions IndustryFinance SectorNASDAQ Exchange
Market Cap$5.94B$4.62B$9.56B$7.97B
Dividend YieldN/A4.68%6.17%4.00%
P/E Ratio25.1816.2345.0315.18
Price / Sales3.082.19181.5893.40
Price / Cash10.899.4516.3031.51
Price / Book3.601.773.294.59
Net Income$286.10M$318.54M$1.01B$213.90M
7 Day Performance1.98%0.54%0.38%0.87%
1 Month Performance-0.36%2.02%3.01%3.60%
1 Year Performance9.26%16.58%17.18%7.91%

Credit Acceptance Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OMF
OneMain
4.9927 of 5 stars
$48.01
+0.8%
$54.62
+13.8%
+29.8%$5.75B$4.56B9.369,100
SLM
SLM
4.4488 of 5 stars
$20.71
+0.8%
$21.32
+2.9%
+40.6%$4.55B$2.84B6.471,740
NNI
Nelnet
3.7106 of 5 stars
$104.05
+0.3%
$96.00
-7.7%
+11.9%$3.78B$2.06B28.127,550
ENVA
Enova International
1.3097 of 5 stars
$60.67
+1.6%
$67.60
+11.4%
+32.5%$1.71B$2.12B10.911,675Short Interest ↑
ECPG
Encore Capital Group
3.6451 of 5 stars
$43.80
+1.0%
$66.50
+51.8%
+2.7%$1.04B$1.22B-5.107,400Positive News
PRAA
PRA Group
4.2749 of 5 stars
$21.92
+1.6%
$33.00
+50.5%
+15.4%$862.55M$802.55M-40.593,155Short Interest ↓
WRLD
World Acceptance
0.95 of 5 stars
$126.67
+0.5%
$56.00
-55.8%
+15.6%$739.75M$573.21M9.552,872
EZPW
EZCORP
3.8764 of 5 stars
$10.37
+1.7%
$17.00
+63.9%
+25.8%$569.73M$1.05B9.977,500Short Interest ↑
GDOT
Green Dot
2.7265 of 5 stars
$10.02
+1.6%
$10.75
+7.3%
-45.7%$533.16M$1.50B-21.321,200Analyst Revision
RM
Regional Management
3.8292 of 5 stars
$27.41
+1.9%
$29.00
+5.8%
+4.9%$271.36M$551.40M11.922,081Positive News

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This page (NASDAQ:CACC) was last updated on 6/1/2024 by MarketBeat.com Staff

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