First Financial Bankshares (FFIN) Competitors

First Financial Bankshares (NASDAQ:FFIN) and Glacier Bancorp (NASDAQ:GBCI) are both mid-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, institutional ownership, valuation, media sentiment, community ranking, analyst recommendations, risk, profitability and earnings.

Is FFIN or GBCI more profitable?

First Financial Bankshares has a net margin of 30.03% compared to Glacier Bancorp's net margin of 16.40%. First Financial Bankshares' return on equity of 14.28% beat Glacier Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Financial Bankshares	30.03%	14.28%	1.54%
Glacier Bancorp	16.40%	6.51%	0.70%

Do institutionals and insiders have more ownership in FFIN or GBCI?

69.8% of First Financial Bankshares shares are owned by institutional investors. Comparatively, 80.2% of Glacier Bancorp shares are owned by institutional investors. 4.2% of First Financial Bankshares shares are owned by insiders. Comparatively, 0.4% of Glacier Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Does the MarketBeat Community favor FFIN or GBCI?

First Financial Bankshares received 52 more outperform votes than Glacier Bancorp when rated by MarketBeat users. However, 50.10% of users gave Glacier Bancorp an outperform vote while only 49.52% of users gave First Financial Bankshares an outperform vote.

Company	Underperform	Outperform
First Financial Bankshares	Outperform Votes 312 49.52%	Underperform Votes 318 50.48%
Glacier Bancorp	Outperform Votes 260 50.10%	Underperform Votes 259 49.90%

Which has higher valuation and earnings, FFIN or GBCI?

Glacier Bancorp has higher revenue and earnings than First Financial Bankshares. Glacier Bancorp is trading at a lower price-to-earnings ratio than First Financial Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Financial Bankshares	$483.50M	8.86	$198.98M	$1.40	21.41
Glacier Bancorp	$1.14B	3.73	$222.93M	$1.75	21.36

Does the media refer more to FFIN or GBCI?

In the previous week, First Financial Bankshares had 2 more articles in the media than Glacier Bancorp. MarketBeat recorded 4 mentions for First Financial Bankshares and 2 mentions for Glacier Bancorp. Glacier Bancorp's average media sentiment score of 1.67 beat First Financial Bankshares' score of 1.66 indicating that Glacier Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Financial Bankshares	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Glacier Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts rate FFIN or GBCI?

First Financial Bankshares presently has a consensus price target of $31.33, indicating a potential upside of 4.51%. Glacier Bancorp has a consensus price target of $40.40, indicating a potential upside of 8.08%. Given Glacier Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Glacier Bancorp is more favorable than First Financial Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Financial Bankshares	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Glacier Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is FFIN or GBCI a better dividend stock?

First Financial Bankshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.4%. Glacier Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 3.5%. First Financial Bankshares pays out 51.4% of its earnings in the form of a dividend. Glacier Bancorp pays out 75.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Which has more risk & volatility, FFIN or GBCI?

First Financial Bankshares has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500. Comparatively, Glacier Bancorp has a beta of 0.81, suggesting that its share price is 19% less volatile than the S&P 500.

Summary

First Financial Bankshares and Glacier Bancorp tied by winning 10 of the 20 factors compared between the two stocks.