Webster Financial (WBS) Competitors

First Citizens BancShares (NASDAQ:FCNCA) and Webster Financial (NYSE:WBS) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, earnings, analyst recommendations, community ranking, risk, media sentiment, profitability, valuation and institutional ownership.

Is FCNCA or WBS a better dividend stock?

First Citizens BancShares pays an annual dividend of $6.56 per share and has a dividend yield of 0.4%. Webster Financial pays an annual dividend of $1.60 per share and has a dividend yield of 3.6%. First Citizens BancShares pays out 3.6% of its earnings in the form of a dividend. Webster Financial pays out 32.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Citizens BancShares has raised its dividend for 7 consecutive years.

Is FCNCA or WBS more profitable?

Webster Financial has a net margin of 21.09% compared to Webster Financial's net margin of 18.22%. Webster Financial's return on equity of 15.48% beat First Citizens BancShares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	18.22%	15.48%	1.44%
Webster Financial	21.09%	12.55%	1.38%

Does the MarketBeat Community favor FCNCA or WBS?

Webster Financial received 344 more outperform votes than First Citizens BancShares when rated by MarketBeat users. Likewise, 58.92% of users gave Webster Financial an outperform vote while only 56.51% of users gave First Citizens BancShares an outperform vote.

Company	Underperform	Outperform
First Citizens BancShares	Outperform Votes 178 56.51%	Underperform Votes 137 43.49%
Webster Financial	Outperform Votes 522 58.92%	Underperform Votes 364 41.08%

Which has more risk & volatility, FCNCA or WBS?

First Citizens BancShares has a beta of 0.86, indicating that its stock price is 14% less volatile than the S&P 500. Comparatively, Webster Financial has a beta of 1.35, indicating that its stock price is 35% more volatile than the S&P 500.

Does the media prefer FCNCA or WBS?

In the previous week, First Citizens BancShares had 8 more articles in the media than Webster Financial. MarketBeat recorded 10 mentions for First Citizens BancShares and 2 mentions for Webster Financial. First Citizens BancShares' average media sentiment score of 1.71 beat Webster Financial's score of 0.75 indicating that Webster Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Citizens BancShares	2 Very Positive mention(s)	1 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Webster Financial	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts rate FCNCA or WBS?

First Citizens BancShares presently has a consensus price target of $1,829.90, indicating a potential upside of 7.74%. Webster Financial has a consensus price target of $57.00, indicating a potential upside of 28.90%. Given First Citizens BancShares' stronger consensus rating and higher probable upside, analysts plainly believe Webster Financial is more favorable than First Citizens BancShares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0 Sell rating(s)	5 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.55
Webster Financial	0 Sell rating(s)	2 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.85

Which has higher earnings and valuation, FCNCA or WBS?

First Citizens BancShares has higher revenue and earnings than Webster Financial. Webster Financial is trading at a lower price-to-earnings ratio than First Citizens BancShares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$12.09B	2.04	$11.47B	$180.13	9.43
Webster Financial	$3.94B	1.92	$867.84M	$4.88	9.06

Do insiders and institutionals believe in FCNCA or WBS?

61.2% of First Citizens BancShares shares are held by institutional investors. Comparatively, 85.6% of Webster Financial shares are held by institutional investors. 13.4% of First Citizens BancShares shares are held by insiders. Comparatively, 0.9% of Webster Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

First Citizens BancShares beats Webster Financial on 11 of the 21 factors compared between the two stocks.