FCCO vs. HTBK, FSBC, MSBI, MCBC, MCB, HONE, CCBG, FMNB, WASH, and SPFI
Should you be buying First Community stock or one of its competitors? The main competitors of First Community include Heritage Commerce (HTBK), Five Star Bancorp (FSBC), Midland States Bancorp (MSBI), Macatawa Bank (MCBC), Metropolitan Bank (MCB), HarborOne Bancorp (HONE), Capital City Bank Group (CCBG), Farmers National Banc (FMNB), Washington Trust Bancorp (WASH), and South Plains Financial (SPFI). These companies are all part of the "state commercial banks" industry.
First Community (NASDAQ:FCCO) and Heritage Commerce (NASDAQ:HTBK) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, analyst recommendations, community ranking, institutional ownership, valuation, dividends and profitability.
61.3% of First Community shares are held by institutional investors. Comparatively, 75.6% of Heritage Commerce shares are held by institutional investors. 3.0% of First Community shares are held by company insiders. Comparatively, 4.0% of Heritage Commerce shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
First Community presently has a consensus target price of $21.00, indicating a potential upside of 25.45%. Heritage Commerce has a consensus target price of $10.50, indicating a potential upside of 28.83%. Given Heritage Commerce's higher possible upside, analysts plainly believe Heritage Commerce is more favorable than First Community.
First Community pays an annual dividend of $0.56 per share and has a dividend yield of 3.3%. Heritage Commerce pays an annual dividend of $0.52 per share and has a dividend yield of 6.4%. First Community pays out 39.2% of its earnings in the form of a dividend. Heritage Commerce pays out 56.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Heritage Commerce has a net margin of 22.84% compared to First Community's net margin of 12.32%. First Community's return on equity of 8.57% beat Heritage Commerce's return on equity.
In the previous week, First Community and First Community both had 5 articles in the media. First Community's average media sentiment score of 1.33 beat Heritage Commerce's score of 1.01 indicating that First Community is being referred to more favorably in the media.
First Community has a beta of 0.44, indicating that its share price is 56% less volatile than the S&P 500. Comparatively, Heritage Commerce has a beta of 0.91, indicating that its share price is 9% less volatile than the S&P 500.
Heritage Commerce received 125 more outperform votes than First Community when rated by MarketBeat users. Likewise, 58.66% of users gave Heritage Commerce an outperform vote while only 44.47% of users gave First Community an outperform vote.
Heritage Commerce has higher revenue and earnings than First Community. Heritage Commerce is trading at a lower price-to-earnings ratio than First Community, indicating that it is currently the more affordable of the two stocks.
Summary
Heritage Commerce beats First Community on 13 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FCCO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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