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X Financial (XYF) Competitors

$4.15
+0.24 (+6.14%)
(As of 05/31/2024 ET)

XYF vs. WULF, BTDR, CCAP, LDI, VEL, GDOT, CMPO, RWAY, YRD, and MDBH

Should you be buying X Financial stock or one of its competitors? The main competitors of X Financial include TeraWulf (WULF), Bitdeer Technologies Group (BTDR), Crescent Capital BDC (CCAP), loanDepot (LDI), Velocity Financial (VEL), Green Dot (GDOT), CompoSecure (CMPO), Runway Growth Finance (RWAY), Yiren Digital (YRD), and MDB Capital (MDBH). These companies are all part of the "nondepository credit institutions" industry.

X Financial vs.

X Financial (NYSE:XYF) and TeraWulf (NASDAQ:WULF) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, analyst recommendations, valuation, media sentiment, profitability, earnings, risk and community ranking.

X Financial has a beta of 0.25, indicating that its share price is 75% less volatile than the S&P 500. Comparatively, TeraWulf has a beta of 2.3, indicating that its share price is 130% more volatile than the S&P 500.

In the previous week, X Financial had 3 more articles in the media than TeraWulf. MarketBeat recorded 6 mentions for X Financial and 3 mentions for TeraWulf. TeraWulf's average media sentiment score of 0.47 beat X Financial's score of 0.37 indicating that TeraWulf is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
X Financial
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
TeraWulf
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

X Financial received 112 more outperform votes than TeraWulf when rated by MarketBeat users. However, 68.00% of users gave TeraWulf an outperform vote while only 58.11% of users gave X Financial an outperform vote.

CompanyUnderperformOutperform
X FinancialOutperform Votes
129
58.11%
Underperform Votes
93
41.89%
TeraWulfOutperform Votes
17
68.00%
Underperform Votes
8
32.00%

X Financial has higher revenue and earnings than TeraWulf.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
X Financial$678.16M0.30$167.16M$3.541.17
TeraWulf$69.23M10.49-$73.42MN/AN/A

TeraWulf has a consensus target price of $3.66, indicating a potential upside of 67.81%. Given TeraWulf's higher probable upside, analysts plainly believe TeraWulf is more favorable than X Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
X Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
TeraWulf
0 Sell rating(s)
0 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
3.00

1.2% of X Financial shares are held by institutional investors. Comparatively, 62.5% of TeraWulf shares are held by institutional investors. 31.6% of X Financial shares are held by insiders. Comparatively, 24.9% of TeraWulf shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

X Financial has a net margin of 25.18% compared to TeraWulf's net margin of -56.70%. X Financial's return on equity of 22.14% beat TeraWulf's return on equity.

Company Net Margins Return on Equity Return on Assets
X Financial25.18% 22.14% 11.29%
TeraWulf -56.70%-30.00%-16.17%

Summary

X Financial beats TeraWulf on 8 of the 15 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding XYF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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XYF vs. The Competition

MetricX FinancialNondepository credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$203.06M$6.38B$9.56B$17.81B
Dividend Yield8.29%5.35%6.17%3.55%
P/E Ratio1.177.7945.0322.67
Price / Sales0.307.36181.5811.15
Price / Cash1.1032.3116.3018.95
Price / Book0.252.793.295.90
Net Income$167.16M$441.59M$1.01B$976.46M
7 Day Performance10.20%-0.62%0.38%0.62%
1 Month Performance11.56%6.81%3.01%4.79%
1 Year Performance14.96%40.92%17.18%24.00%

X Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WULF
TeraWulf
2.9393 of 5 stars
$2.07
+4.0%
$3.66
+76.7%
+45.3%$689.68M$69.23M0.0010
BTDR
Bitdeer Technologies Group
2.0187 of 5 stars
$6.06
+7.6%
$13.64
+125.1%
+24.6%$678.54M$368.55M-14.78211News Coverage
Gap Up
CCAP
Crescent Capital BDC
1.7698 of 5 stars
$17.99
+1.0%
$18.75
+4.2%
+34.6%$666.71M$184.13M6.40N/ADividend Increase
Short Interest ↑
LDI
loanDepot
1.0895 of 5 stars
$1.94
-4.0%
$2.25
+16.0%
-0.8%$627.77M$974.02M-3.404,250Insider Selling
News Coverage
Gap Down
VEL
Velocity Financial
0.4132 of 5 stars
$18.19
+1.1%
$17.25
-5.2%
+105.6%$600.02M$173.09M10.70253Analyst Forecast
GDOT
Green Dot
2.7265 of 5 stars
$10.03
+0.7%
$10.75
+7.2%
-45.7%$533.70M$1.50B-21.341,200Analyst Revision
CMPO
CompoSecure
3.8608 of 5 stars
$6.55
+0.5%
$12.33
+88.3%
-8.0%$527.86M$390.63M6.75922Positive News
RWAY
Runway Growth Finance
3.1595 of 5 stars
$11.88
+0.1%
$12.65
+6.5%
+4.4%$468.55M$164.21M10.802,020Positive News
YRD
Yiren Digital
0 of 5 stars
$4.69
-0.6%
N/A+139.1%$407.70M$689.53M1.441,064Analyst Upgrade
Short Interest ↓
News Coverage
MDBH
MDB Capital
0 of 5 stars
$8.81
-2.1%
N/AN/A$378.44M$4.23M0.0040Short Interest ↓
Positive News

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This page (NYSE:XYF) was last updated on 6/1/2024 by MarketBeat.com Staff

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