SSBK vs. ESSA, SVBI, SBBX, HWBK, PTRS, OBNK, LBAI, SBSI, CNOB, and AMAL
Should you be buying Southern States Bancshares stock or one of its competitors? The main competitors of Southern States Bancshares include ESSA Bancorp (ESSA), Severn Bancorp (SVBI), SB One Bancorp (SBBX), Hawthorn Bancshares (HWBK), Partners Bancorp (PTRS), Origin Bancorp (OBNK), Lakeland Bancorp (LBAI), Southside Bancshares (SBSI), ConnectOne Bancorp (CNOB), and Amalgamated Financial (AMAL). These companies are all part of the "finance" sector.
ESSA Bancorp (NASDAQ:ESSA) and Southern States Bancshares (NASDAQ:SSBK) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their community ranking, earnings, profitability, analyst recommendations, valuation, institutional ownership, media sentiment, dividends and risk.
Southern States Bancshares has a net margin of 21.51% compared to Southern States Bancshares' net margin of 16.84%. ESSA Bancorp's return on equity of 15.31% beat Southern States Bancshares' return on equity.
ESSA Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 3.5%. Southern States Bancshares pays an annual dividend of $0.36 per share and has a dividend yield of 1.4%. ESSA Bancorp pays out 32.4% of its earnings in the form of a dividend. Southern States Bancshares pays out 10.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. ESSA Bancorp has raised its dividend for 6 consecutive years. ESSA Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Southern States Bancshares has a consensus target price of $35.00, indicating a potential upside of 31.93%. Given ESSA Bancorp's higher possible upside, analysts clearly believe Southern States Bancshares is more favorable than ESSA Bancorp.
ESSA Bancorp has a beta of 0.35, suggesting that its stock price is 65% less volatile than the S&P 500. Comparatively, Southern States Bancshares has a beta of 0.18, suggesting that its stock price is 82% less volatile than the S&P 500.
In the previous week, Southern States Bancshares had 1 more articles in the media than ESSA Bancorp. MarketBeat recorded 2 mentions for Southern States Bancshares and 1 mentions for ESSA Bancorp. ESSA Bancorp's average media sentiment score of 1.23 beat Southern States Bancshares' score of 1.06 indicating that Southern States Bancshares is being referred to more favorably in the news media.
ESSA Bancorp received 135 more outperform votes than Southern States Bancshares when rated by MarketBeat users. Likewise, 58.57% of users gave ESSA Bancorp an outperform vote while only 46.15% of users gave Southern States Bancshares an outperform vote.
54.2% of ESSA Bancorp shares are held by institutional investors. Comparatively, 58.7% of Southern States Bancshares shares are held by institutional investors. 7.5% of ESSA Bancorp shares are held by insiders. Comparatively, 14.8% of Southern States Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.
Southern States Bancshares has higher revenue and earnings than ESSA Bancorp. Southern States Bancshares is trading at a lower price-to-earnings ratio than ESSA Bancorp, indicating that it is currently the more affordable of the two stocks.
Summary
Southern States Bancshares beats ESSA Bancorp on 13 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding SSBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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