IBCP vs. CCBG, FMNB, HBT, MBWM, MCBS, HTH, TOWN, SBCF, IBTX, and HTLF
Should you be buying Independent Bank stock or one of its competitors? The main competitors of Independent Bank include Capital City Bank Group (CCBG), Farmers National Banc (FMNB), HBT Financial (HBT), Mercantile Bank (MBWM), MetroCity Bankshares (MCBS), Hilltop (HTH), TowneBank (TOWN), Seacoast Banking Co. of Florida (SBCF), Independent Bank Group (IBTX), and Heartland Financial USA (HTLF). These companies are all part of the "state commercial banks" industry.
Capital City Bank Group (NASDAQ:CCBG) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, media sentiment, earnings, risk, community ranking and dividends.
Independent Bank has a net margin of 20.45% compared to Independent Bank's net margin of 19.86%. Capital City Bank Group's return on equity of 16.55% beat Independent Bank's return on equity.
44.6% of Capital City Bank Group shares are held by institutional investors. Comparatively, 79.4% of Independent Bank shares are held by institutional investors. 19.4% of Capital City Bank Group shares are held by company insiders. Comparatively, 5.5% of Independent Bank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.
Capital City Bank Group has a beta of 0.53, indicating that its share price is 47% less volatile than the S&P 500. Comparatively, Independent Bank has a beta of 0.97, indicating that its share price is 3% less volatile than the S&P 500.
Capital City Bank Group presently has a consensus target price of $34.25, indicating a potential upside of 26.10%. Independent Bank has a consensus target price of $28.00, indicating a potential upside of 11.73%. Given Independent Bank's stronger consensus rating and higher possible upside, analysts plainly believe Capital City Bank Group is more favorable than Independent Bank.
Independent Bank has higher revenue and earnings than Capital City Bank Group. Independent Bank is trading at a lower price-to-earnings ratio than Capital City Bank Group, indicating that it is currently the more affordable of the two stocks.
Capital City Bank Group pays an annual dividend of $0.84 per share and has a dividend yield of 3.1%. Independent Bank pays an annual dividend of $0.96 per share and has a dividend yield of 3.8%. Capital City Bank Group pays out 27.4% of its earnings in the form of a dividend. Independent Bank pays out 32.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Capital City Bank Group has raised its dividend for 10 consecutive years and Independent Bank has raised its dividend for 10 consecutive years.
In the previous week, Capital City Bank Group and Capital City Bank Group both had 4 articles in the media. Capital City Bank Group's average media sentiment score of 1.12 beat Independent Bank's score of 0.87 indicating that Independent Bank is being referred to more favorably in the news media.
Capital City Bank Group and Independent Bank both received 225 outperform votes by MarketBeat users. However, 55.15% of users gave Independent Bank an outperform vote while only 54.35% of users gave Capital City Bank Group an outperform vote.
Summary
Independent Bank beats Capital City Bank Group on 10 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding IBCP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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