CIVB vs. MVBF, COFS, SONA, INBK, ACNB, LBAI, SBSI, AMAL, FMBH, and CTBI
Should you be buying Civista Bancshares stock or one of its competitors? The main competitors of Civista Bancshares include MVB Financial (MVBF), ChoiceOne Financial Services (COFS), Southern National Bancorp of Virginia (SONA), First Internet Bancorp (INBK), ACNB (ACNB), Lakeland Bancorp (LBAI), Southside Bancshares (SBSI), Amalgamated Financial (AMAL), First Mid Bancshares (FMBH), and Community Trust Bancorp (CTBI). These companies are all part of the "finance" sector.
Civista Bancshares (NASDAQ:CIVB) and MVB Financial (NASDAQ:MVBF) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, risk, dividends, community ranking, analyst recommendations, institutional ownership, media sentiment, profitability and earnings.
Civista Bancshares received 239 more outperform votes than MVB Financial when rated by MarketBeat users. Likewise, 58.33% of users gave Civista Bancshares an outperform vote while only 43.48% of users gave MVB Financial an outperform vote.
Civista Bancshares pays an annual dividend of $0.64 per share and has a dividend yield of 4.5%. MVB Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.6%. Civista Bancshares pays out 27.5% of its earnings in the form of a dividend. MVB Financial pays out 36.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Civista Bancshares is clearly the better dividend stock, given its higher yield and lower payout ratio.
Civista Bancshares has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500. Comparatively, MVB Financial has a beta of 1.04, meaning that its share price is 4% more volatile than the S&P 500.
52.1% of Civista Bancshares shares are owned by institutional investors. Comparatively, 52.7% of MVB Financial shares are owned by institutional investors. 3.0% of Civista Bancshares shares are owned by insiders. Comparatively, 11.1% of MVB Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
Civista Bancshares has a net margin of 16.38% compared to MVB Financial's net margin of 11.10%. Civista Bancshares' return on equity of 10.23% beat MVB Financial's return on equity.
Civista Bancshares has higher revenue and earnings than MVB Financial. Civista Bancshares is trading at a lower price-to-earnings ratio than MVB Financial, indicating that it is currently the more affordable of the two stocks.
Civista Bancshares currently has a consensus price target of $17.75, suggesting a potential upside of 23.87%. MVB Financial has a consensus price target of $25.25, suggesting a potential upside of 34.81%. Given MVB Financial's stronger consensus rating and higher probable upside, analysts clearly believe MVB Financial is more favorable than Civista Bancshares.
In the previous week, Civista Bancshares had 1 more articles in the media than MVB Financial. MarketBeat recorded 3 mentions for Civista Bancshares and 2 mentions for MVB Financial. MVB Financial's average media sentiment score of 1.25 beat Civista Bancshares' score of 0.97 indicating that MVB Financial is being referred to more favorably in the news media.
Summary
Civista Bancshares beats MVB Financial on 11 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding CIVB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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