HTH vs. RLI, AXS, SIGI, FAF, THG, WTM, AGO, MCY, STC, and SAFT
Should you be buying Hilltop stock or one of its competitors? The main competitors of Hilltop include RLI (RLI), AXIS Capital (AXS), Selective Insurance Group (SIGI), First American Financial (FAF), The Hanover Insurance Group (THG), White Mountains Insurance Group (WTM), Assured Guaranty (AGO), Mercury General (MCY), Stewart Information Services (STC), and Safety Insurance Group (SAFT). These companies are all part of the "property & casualty insurance" industry.
RLI (NYSE:RLI) and Hilltop (NYSE:HTH) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their profitability, valuation, earnings, dividends, institutional ownership, risk, media sentiment, community ranking and analyst recommendations.
77.9% of RLI shares are owned by institutional investors. Comparatively, 57.1% of Hilltop shares are owned by institutional investors. 4.9% of RLI shares are owned by company insiders. Comparatively, 28.9% of Hilltop shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
RLI received 18 more outperform votes than Hilltop when rated by MarketBeat users. Likewise, 55.53% of users gave RLI an outperform vote while only 53.76% of users gave Hilltop an outperform vote.
In the previous week, Hilltop had 2 more articles in the media than RLI. MarketBeat recorded 6 mentions for Hilltop and 4 mentions for RLI. Hilltop's average media sentiment score of 0.63 beat RLI's score of 0.15 indicating that RLI is being referred to more favorably in the media.
RLI presently has a consensus price target of $163.25, indicating a potential upside of 13.74%. Hilltop has a consensus price target of $32.00, indicating a potential upside of 3.06%. Given Hilltop's stronger consensus rating and higher possible upside, analysts clearly believe RLI is more favorable than Hilltop.
RLI has a net margin of 20.96% compared to RLI's net margin of 6.95%. Hilltop's return on equity of 17.24% beat RLI's return on equity.
RLI pays an annual dividend of $1.08 per share and has a dividend yield of 0.8%. Hilltop pays an annual dividend of $0.68 per share and has a dividend yield of 2.2%. RLI pays out 14.9% of its earnings in the form of a dividend. Hilltop pays out 39.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. RLI has increased its dividend for 50 consecutive years and Hilltop has increased its dividend for 7 consecutive years.
RLI has higher earnings, but lower revenue than Hilltop. Hilltop is trading at a lower price-to-earnings ratio than RLI, indicating that it is currently the more affordable of the two stocks.
RLI has a beta of 0.37, indicating that its stock price is 63% less volatile than the S&P 500. Comparatively, Hilltop has a beta of 1.1, indicating that its stock price is 10% more volatile than the S&P 500.
Summary
RLI beats Hilltop on 16 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding HTH and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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