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OneMain (OMF) Competitors

$49.12
+0.66 (+1.36%)
(As of 05/31/2024 ET)

OMF vs. AFRM, CACC, SLM, NNI, BFH, ENVA, OCSL, LC, LPRO, and WRLD

Should you be buying OneMain stock or one of its competitors? The main competitors of OneMain include Affirm (AFRM), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Bread Financial (BFH), Enova International (ENVA), Oaktree Specialty Lending (OCSL), LendingClub (LC), Open Lending (LPRO), and World Acceptance (WRLD). These companies are all part of the "personal credit institutions" industry.

OneMain vs.

Affirm (NASDAQ:AFRM) and OneMain (NYSE:OMF) are both mid-cap business services companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, community ranking, media sentiment, valuation, profitability, risk, analyst recommendations, dividends and institutional ownership.

OneMain has a net margin of 13.29% compared to OneMain's net margin of -32.17%. Affirm's return on equity of 20.78% beat OneMain's return on equity.

Company Net Margins Return on Equity Return on Assets
Affirm-32.17% -22.06% -6.56%
OneMain 13.29%20.78%2.72%

Affirm currently has a consensus price target of $27.53, suggesting a potential downside of 5.95%. OneMain has a consensus price target of $54.62, suggesting a potential upside of 11.19%. Given Affirm's stronger consensus rating and higher possible upside, analysts plainly believe OneMain is more favorable than Affirm.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Affirm
6 Sell rating(s)
8 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
1.89
OneMain
0 Sell rating(s)
4 Hold rating(s)
9 Buy rating(s)
0 Strong Buy rating(s)
2.69

In the previous week, OneMain had 2 more articles in the media than Affirm. MarketBeat recorded 5 mentions for OneMain and 3 mentions for Affirm. OneMain's average media sentiment score of 0.98 beat Affirm's score of 0.43 indicating that Affirm is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Affirm
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OneMain
3 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

69.3% of Affirm shares are owned by institutional investors. Comparatively, 85.8% of OneMain shares are owned by institutional investors. 13.1% of Affirm shares are owned by company insiders. Comparatively, 0.5% of OneMain shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

OneMain received 396 more outperform votes than Affirm when rated by MarketBeat users. Likewise, 66.19% of users gave OneMain an outperform vote while only 33.33% of users gave Affirm an outperform vote.

CompanyUnderperformOutperform
AffirmOutperform Votes
68
33.33%
Underperform Votes
136
66.67%
OneMainOutperform Votes
464
66.19%
Underperform Votes
237
33.81%

Affirm has a beta of 3.56, meaning that its share price is 256% more volatile than the S&P 500. Comparatively, OneMain has a beta of 1.63, meaning that its share price is 63% more volatile than the S&P 500.

OneMain has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than OneMain, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Affirm$1.59B5.70-$985.34M-$2.23-13.13
OneMain$4.56B1.29$641M$5.139.58

Summary

OneMain beats Affirm on 14 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OMF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OMF vs. The Competition

MetricOneMainPersonal credit institutions IndustryFinance SectorNYSE Exchange
Market Cap$5.89B$4.62B$9.81B$17.85B
Dividend Yield8.47%4.68%5.98%3.55%
P/E Ratio9.5816.2243.0124.78
Price / Sales1.292.19104.0911.18
Price / Cash6.469.4516.1918.91
Price / Book1.831.773.305.90
Net Income$641M$318.54M$1.01B$976.46M
7 Day Performance1.59%0.54%0.39%0.62%
1 Month Performance-3.33%-0.22%2.43%3.61%
1 Year Performance20.27%11.37%15.33%20.81%

OneMain Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AFRM
Affirm
1.7082 of 5 stars
$29.64
-1.3%
$27.53
-7.1%
+100.8%$9.16B$1.59B-13.292,171Short Interest ↓
CACC
Credit Acceptance
2.8526 of 5 stars
$485.72
+0.9%
$402.33
-17.2%
+9.3%$5.88B$1.90B24.922,232Positive News
SLM
SLM
4.4825 of 5 stars
$20.51
-2.2%
$21.32
+3.9%
+39.4%$4.51B$2.84B6.411,740
NNI
Nelnet
3.7195 of 5 stars
$105.24
-0.4%
$96.00
-8.8%
+10.3%$3.83B$2.06B28.447,550
BFH
Bread Financial
3.4795 of 5 stars
$41.44
-1.1%
$39.17
-5.5%
+45.4%$2.05B$5.17B5.227,000Short Interest ↑
Analyst Revision
News Coverage
ENVA
Enova International
1.2848 of 5 stars
$60.37
+0.8%
$67.60
+12.0%
+32.0%$1.70B$2.24B10.861,675Short Interest ↑
OCSL
Oaktree Specialty Lending
1.3726 of 5 stars
$19.23
+0.3%
$20.67
+7.5%
+4.2%$1.57B$379.29M14.35N/APositive News
LC
LendingClub
4.8257 of 5 stars
$9.01
-0.1%
$11.42
+26.8%
+7.5%$1.00B$799.61M26.491,025Short Interest ↑
LPRO
Open Lending
1.3823 of 5 stars
$6.26
-3.7%
$6.79
+8.4%
-37.6%$746.00M$117.46M56.91210
WRLD
World Acceptance
0.9489 of 5 stars
$126.31
+0.5%
$56.00
-55.7%
+16.6%$737.65M$573.21M9.532,872

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This page (NYSE:OMF) was last updated on 6/2/2024 by MarketBeat.com Staff

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