CACC vs. OMF, SLM, NNI, ENVA, ECPG, PRAA, WRLD, EZPW, GDOT, and RM
Should you be buying Credit Acceptance stock or one of its competitors? The main competitors of Credit Acceptance include OneMain (OMF), SLM (SLM), Nelnet (NNI), Enova International (ENVA), Encore Capital Group (ECPG), PRA Group (PRAA), World Acceptance (WRLD), EZCORP (EZPW), Green Dot (GDOT), and Regional Management (RM).
OneMain (NYSE:OMF) and Credit Acceptance (NASDAQ:CACC) are both mid-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, dividends, media sentiment, analyst recommendations, profitability, community ranking, institutional ownership and valuation.
85.8% of OneMain shares are owned by institutional investors. Comparatively, 81.7% of Credit Acceptance shares are owned by institutional investors. 0.5% of OneMain shares are owned by company insiders. Comparatively, 5.3% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
In the previous week, OneMain and OneMain both had 6 articles in the media. OneMain's average media sentiment score of 1.65 beat Credit Acceptance's score of -0.01 indicating that Credit Acceptance is being referred to more favorably in the news media.
OneMain has higher revenue and earnings than Credit Acceptance. OneMain is trading at a lower price-to-earnings ratio than Credit Acceptance, indicating that it is currently the more affordable of the two stocks.
OneMain received 131 more outperform votes than Credit Acceptance when rated by MarketBeat users. Likewise, 66.19% of users gave OneMain an outperform vote while only 51.31% of users gave Credit Acceptance an outperform vote.
OneMain has a net margin of 13.29% compared to OneMain's net margin of 12.83%. OneMain's return on equity of 30.70% beat Credit Acceptance's return on equity.
OneMain has a beta of 1.63, suggesting that its share price is 63% more volatile than the S&P 500. Comparatively, Credit Acceptance has a beta of 1.44, suggesting that its share price is 44% more volatile than the S&P 500.
OneMain currently has a consensus price target of $54.62, indicating a potential upside of 11.19%. Credit Acceptance has a consensus price target of $402.33, indicating a potential downside of 18.03%. Given Credit Acceptance's stronger consensus rating and higher possible upside, research analysts plainly believe OneMain is more favorable than Credit Acceptance.
Summary
OneMain beats Credit Acceptance on 10 of the 17 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding CACC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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