OMF vs. AFRM, CACC, SLM, NNI, BFH, ENVA, OCSL, LC, LPRO, and WRLD
Should you be buying OneMain stock or one of its competitors? The main competitors of OneMain include Affirm (AFRM), Credit Acceptance (CACC), SLM (SLM), Nelnet (NNI), Bread Financial (BFH), Enova International (ENVA), Oaktree Specialty Lending (OCSL), LendingClub (LC), Open Lending (LPRO), and World Acceptance (WRLD). These companies are all part of the "personal credit institutions" industry.
OneMain (NYSE:OMF) and Affirm (NASDAQ:AFRM) are both mid-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, analyst recommendations, community ranking, institutional ownership, media sentiment, valuation, dividends, earnings and profitability.
OneMain has a beta of 1.59, suggesting that its share price is 59% more volatile than the S&P 500. Comparatively, Affirm has a beta of 3.47, suggesting that its share price is 247% more volatile than the S&P 500.
OneMain received 397 more outperform votes than Affirm when rated by MarketBeat users. Likewise, 66.15% of users gave OneMain an outperform vote while only 33.17% of users gave Affirm an outperform vote.
In the previous week, OneMain had 7 more articles in the media than Affirm. MarketBeat recorded 12 mentions for OneMain and 5 mentions for Affirm. OneMain's average media sentiment score of 0.89 beat Affirm's score of 0.55 indicating that OneMain is being referred to more favorably in the media.
85.8% of OneMain shares are owned by institutional investors. Comparatively, 69.3% of Affirm shares are owned by institutional investors. 0.5% of OneMain shares are owned by company insiders. Comparatively, 13.1% of Affirm shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
OneMain has a net margin of 13.29% compared to Affirm's net margin of -32.17%. OneMain's return on equity of 20.78% beat Affirm's return on equity.
OneMain currently has a consensus target price of $54.38, indicating a potential upside of 10.90%. Affirm has a consensus target price of $27.53, indicating a potential downside of 9.57%. Given OneMain's stronger consensus rating and higher possible upside, equities analysts plainly believe OneMain is more favorable than Affirm.
OneMain has higher revenue and earnings than Affirm. Affirm is trading at a lower price-to-earnings ratio than OneMain, indicating that it is currently the more affordable of the two stocks.
Summary
OneMain beats Affirm on 15 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding OMF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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