First Internet Bancorp (INBK) Competitors

First Internet Bancorp (NASDAQ:INBK) and Bank7 (NASDAQ:BSVN) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, institutional ownership, profitability, analyst recommendations, dividends, community ranking, valuation, earnings and risk.

Does the media prefer INBK or BSVN?

In the previous week, Bank7 had 2 more articles in the media than First Internet Bancorp. MarketBeat recorded 2 mentions for Bank7 and 0 mentions for First Internet Bancorp. Bank7's average media sentiment score of 0.99 beat First Internet Bancorp's score of 0.00 indicating that Bank7 is being referred to more favorably in the news media.

Company	Overall Sentiment
First Internet Bancorp	Neutral
Bank7	Positive

Is INBK or BSVN a better dividend stock?

First Internet Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 0.7%. Bank7 pays an annual dividend of $0.84 per share and has a dividend yield of 2.8%. First Internet Bancorp pays out 12.6% of its earnings in the form of a dividend. Bank7 pays out 26.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community favor INBK or BSVN?

First Internet Bancorp received 189 more outperform votes than Bank7 when rated by MarketBeat users. Likewise, 62.20% of users gave First Internet Bancorp an outperform vote while only 57.72% of users gave Bank7 an outperform vote.

Company	Underperform	Outperform
First Internet Bancorp	Outperform Votes 260 62.20%	Underperform Votes 158 37.80%
Bank7	Outperform Votes 71 57.72%	Underperform Votes 52 42.28%

Which has more risk & volatility, INBK or BSVN?

First Internet Bancorp has a beta of 0.73, indicating that its share price is 27% less volatile than the S&P 500. Comparatively, Bank7 has a beta of 1.45, indicating that its share price is 45% more volatile than the S&P 500.

Which has preferable valuation and earnings, INBK or BSVN?

Bank7 has lower revenue, but higher earnings than First Internet Bancorp. Bank7 is trading at a lower price-to-earnings ratio than First Internet Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Internet Bancorp	$265.57M	1.06	$8.42M	$1.90	17.14
Bank7	$130.79M	2.09	$28.27M	$3.23	9.14

Do analysts prefer INBK or BSVN?

First Internet Bancorp presently has a consensus price target of $35.75, indicating a potential upside of 9.80%. Bank7 has a consensus price target of $32.67, indicating a potential upside of 10.62%. Given Bank7's stronger consensus rating and higher probable upside, analysts plainly believe Bank7 is more favorable than First Internet Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Internet Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Bank7	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Is INBK or BSVN more profitable?

Bank7 has a net margin of 21.70% compared to First Internet Bancorp's net margin of 5.84%. Bank7's return on equity of 17.61% beat First Internet Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Internet Bancorp	5.84%	4.64%	0.32%
Bank7	21.70%	17.61%	1.71%

Do institutionals and insiders hold more shares of INBK or BSVN?

65.5% of First Internet Bancorp shares are held by institutional investors. Comparatively, 23.5% of Bank7 shares are held by institutional investors. 7.1% of First Internet Bancorp shares are held by company insiders. Comparatively, 44.0% of Bank7 shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Bank7 beats First Internet Bancorp on 13 of the 19 factors compared between the two stocks.