First United (FUNC) Competitors

Hanmi Financial (NASDAQ:HAFC) and First United (NASDAQ:FUNC) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, institutional ownership, earnings, profitability, community ranking, valuation and media sentiment.

Which has more volatility and risk, HAFC or FUNC?

Hanmi Financial has a beta of 0.91, meaning that its stock price is 9% less volatile than the S&P 500. Comparatively, First United has a beta of 0.8, meaning that its stock price is 20% less volatile than the S&P 500.

Is HAFC or FUNC a better dividend stock?

Hanmi Financial pays an annual dividend of $1.00 per share and has a dividend yield of 6.5%. First United pays an annual dividend of $0.80 per share and has a dividend yield of 4.0%. Hanmi Financial pays out 41.7% of its earnings in the form of a dividend. First United pays out 37.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Hanmi Financial has increased its dividend for 3 consecutive years and First United has increased its dividend for 6 consecutive years.

Which has stronger earnings and valuation, HAFC or FUNC?

Hanmi Financial has higher revenue and earnings than First United. Hanmi Financial is trading at a lower price-to-earnings ratio than First United, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hanmi Financial	$241.71M	1.92	$80.04M	$2.40	6.36
First United	$99.49M	1.33	$15.06M	$2.15	9.22

Do analysts rate HAFC or FUNC?

Hanmi Financial presently has a consensus target price of $17.50, indicating a potential upside of 14.60%. Given First United's higher possible upside, research analysts plainly believe Hanmi Financial is more favorable than First United.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hanmi Financial	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
First United	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Does the media prefer HAFC or FUNC?

In the previous week, Hanmi Financial had 1 more articles in the media than First United. MarketBeat recorded 1 mentions for Hanmi Financial and 0 mentions for First United. Hanmi Financial's average media sentiment score of 1.56 beat First United's score of 0.51 indicating that First United is being referred to more favorably in the news media.

Company	Overall Sentiment
Hanmi Financial	Positive
First United	Very Positive

Does the MarketBeat Community prefer HAFC or FUNC?

Hanmi Financial received 190 more outperform votes than First United when rated by MarketBeat users. However, 65.38% of users gave First United an outperform vote while only 56.30% of users gave Hanmi Financial an outperform vote.

Company	Underperform	Outperform
Hanmi Financial	Outperform Votes 326 56.30%	Underperform Votes 253 43.70%
First United	Outperform Votes 136 65.38%	Underperform Votes 72 34.62%

Do insiders and institutionals believe in HAFC or FUNC?

88.7% of Hanmi Financial shares are owned by institutional investors. Comparatively, 33.3% of First United shares are owned by institutional investors. 1.6% of Hanmi Financial shares are owned by insiders. Comparatively, 7.8% of First United shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Is HAFC or FUNC more profitable?

Hanmi Financial has a net margin of 17.63% compared to Hanmi Financial's net margin of 13.82%. Hanmi Financial's return on equity of 11.64% beat First United's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hanmi Financial	17.63%	10.70%	0.98%
First United	13.82%	11.64%	0.97%

Summary

Hanmi Financial beats First United on 12 of the 19 factors compared between the two stocks.