First Citizens BancShares (FCNCA) Competitors

First Citizens BancShares (NASDAQ:FCNCA) and M&T Bank (NYSE:MTB) are both large-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, institutional ownership, earnings, profitability, analyst recommendations, dividends, valuation, risk and community ranking.

Do insiders and institutionals hold more shares of FCNCA or MTB?

61.2% of First Citizens BancShares shares are owned by institutional investors. Comparatively, 84.7% of M&T Bank shares are owned by institutional investors. 13.4% of First Citizens BancShares shares are owned by insiders. Comparatively, 0.8% of M&T Bank shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is FCNCA or MTB a better dividend stock?

First Citizens BancShares pays an annual dividend of $6.56 per share and has a dividend yield of 0.4%. M&T Bank pays an annual dividend of $5.20 per share and has a dividend yield of 3.4%. First Citizens BancShares pays out 3.6% of its earnings in the form of a dividend. M&T Bank pays out 35.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the media refer more to FCNCA or MTB?

In the previous week, M&T Bank had 16 more articles in the media than First Citizens BancShares. MarketBeat recorded 26 mentions for M&T Bank and 10 mentions for First Citizens BancShares. First Citizens BancShares' average media sentiment score of 0.91 beat M&T Bank's score of 0.65 indicating that First Citizens BancShares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Citizens BancShares	3 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
M&T Bank	14 Very Positive mention(s)	3 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable valuation and earnings, FCNCA or MTB?

First Citizens BancShares has higher revenue and earnings than M&T Bank. First Citizens BancShares is trading at a lower price-to-earnings ratio than M&T Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Citizens BancShares	$12.09B	2.12	$11.47B	$180.13	9.81
M&T Bank	$9.25B	2.77	$2.74B	$14.79	10.40

Do analysts prefer FCNCA or MTB?

First Citizens BancShares currently has a consensus price target of $1,829.90, suggesting a potential upside of 3.53%. M&T Bank has a consensus price target of $158.48, suggesting a potential upside of 3.05%. Given First Citizens BancShares' stronger consensus rating and higher possible upside, equities research analysts plainly believe First Citizens BancShares is more favorable than M&T Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Citizens BancShares	0 Sell rating(s)	5 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.55
M&T Bank	0 Sell rating(s)	9 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.36

Is FCNCA or MTB more profitable?

M&T Bank has a net margin of 19.52% compared to First Citizens BancShares' net margin of 18.22%. First Citizens BancShares' return on equity of 15.48% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Citizens BancShares	18.22%	15.48%	1.44%
M&T Bank	19.52%	10.68%	1.25%

Which has more volatility and risk, FCNCA or MTB?

First Citizens BancShares has a beta of 0.86, indicating that its stock price is 14% less volatile than the S&P 500. Comparatively, M&T Bank has a beta of 0.78, indicating that its stock price is 22% less volatile than the S&P 500.

Does the MarketBeat Community believe in FCNCA or MTB?

M&T Bank received 53 more outperform votes than First Citizens BancShares when rated by MarketBeat users. However, 56.51% of users gave First Citizens BancShares an outperform vote while only 46.29% of users gave M&T Bank an outperform vote.

Company	Underperform	Outperform
First Citizens BancShares	Outperform Votes 178 56.51%	Underperform Votes 137 43.49%
M&T Bank	Outperform Votes 231 46.29%	Underperform Votes 268 53.71%

Summary

First Citizens BancShares beats M&T Bank on 13 of the 20 factors compared between the two stocks.