Community Bank System (CBU) Competitors

Community Bank System (NYSE:CBU) and First Horizon (NYSE:FHN) are both mid-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, risk, dividends, community ranking, institutional ownership, profitability, valuation, analyst recommendations and media sentiment.

Which has better earnings & valuation, CBU or FHN?

First Horizon has higher revenue and earnings than Community Bank System. First Horizon is trading at a lower price-to-earnings ratio than Community Bank System, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Bank System	$704.87M	3.40	$131.92M	$3.18	14.30
First Horizon	$5.03B	1.72	$897M	$1.43	11.08

Is CBU or FHN more profitable?

Community Bank System has a net margin of 16.59% compared to First Horizon's net margin of 16.07%. First Horizon's return on equity of 8.96% beat Community Bank System's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Community Bank System	16.59%	8.93%	0.94%
First Horizon	16.07%	8.96%	0.92%

Is CBU or FHN a better dividend stock?

Community Bank System pays an annual dividend of $1.80 per share and has a dividend yield of 4.0%. First Horizon pays an annual dividend of $0.60 per share and has a dividend yield of 3.8%. Community Bank System pays out 56.6% of its earnings in the form of a dividend. First Horizon pays out 42.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Does the MarketBeat Community prefer CBU or FHN?

First Horizon received 282 more outperform votes than Community Bank System when rated by MarketBeat users. Likewise, 54.48% of users gave First Horizon an outperform vote while only 48.23% of users gave Community Bank System an outperform vote.

Company	Underperform	Outperform
Community Bank System	Outperform Votes 204 48.23%	Underperform Votes 219 51.77%
First Horizon	Outperform Votes 486 54.48%	Underperform Votes 406 45.52%

Do insiders and institutionals have more ownership in CBU or FHN?

73.8% of Community Bank System shares are owned by institutional investors. Comparatively, 80.3% of First Horizon shares are owned by institutional investors. 1.9% of Community Bank System shares are owned by insiders. Comparatively, 0.9% of First Horizon shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Does the media prefer CBU or FHN?

In the previous week, Community Bank System had 1 more articles in the media than First Horizon. MarketBeat recorded 4 mentions for Community Bank System and 3 mentions for First Horizon. Community Bank System's average media sentiment score of 1.54 beat First Horizon's score of 0.19 indicating that Community Bank System is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Community Bank System	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
First Horizon	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts prefer CBU or FHN?

Community Bank System currently has a consensus target price of $47.67, suggesting a potential upside of 4.85%. First Horizon has a consensus target price of $16.36, suggesting a potential upside of 3.26%. Given Community Bank System's higher probable upside, equities analysts plainly believe Community Bank System is more favorable than First Horizon.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Bank System	1 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.25
First Horizon	0 Sell rating(s)	4 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.77

Which has more risk & volatility, CBU or FHN?

Community Bank System has a beta of 0.66, indicating that its share price is 34% less volatile than the S&P 500. Comparatively, First Horizon has a beta of 0.94, indicating that its share price is 6% less volatile than the S&P 500.

Summary

First Horizon beats Community Bank System on 11 of the 21 factors compared between the two stocks.