UPST vs. SOFI, COOP, CLSK, QFIN, WD, RIOT, LU, PWP, CIFR, and SII
Should you be buying Upstart stock or one of its competitors? The main competitors of Upstart include SoFi Technologies (SOFI), Mr. Cooper Group (COOP), CleanSpark (CLSK), Qifu Technology (QFIN), Walker & Dunlop (WD), Riot Platforms (RIOT), Lufax (LU), Perella Weinberg Partners (PWP), Cipher Mining (CIFR), and Sprott (SII). These companies are all part of the "nondepository credit institutions" industry.
SoFi Technologies (NASDAQ:SOFI) and Upstart (NASDAQ:UPST) are both mid-cap business services companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, media sentiment, community ranking, risk, analyst recommendations, earnings and institutional ownership.
38.4% of SoFi Technologies shares are owned by institutional investors. Comparatively, 63.0% of Upstart shares are owned by institutional investors. 2.6% of SoFi Technologies shares are owned by insiders. Comparatively, 18.1% of Upstart shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
In the previous week, SoFi Technologies had 16 more articles in the media than Upstart. MarketBeat recorded 29 mentions for SoFi Technologies and 13 mentions for Upstart. Upstart's average media sentiment score of 0.75 beat SoFi Technologies' score of 0.12 indicating that SoFi Technologies is being referred to more favorably in the media.
SoFi Technologies has a net margin of -8.21% compared to SoFi Technologies' net margin of -32.59%. Upstart's return on equity of 1.10% beat SoFi Technologies' return on equity.
SoFi Technologies currently has a consensus target price of $9.08, suggesting a potential upside of 31.64%. Upstart has a consensus target price of $26.78, suggesting a potential upside of 8.32%. Given Upstart's stronger consensus rating and higher probable upside, equities research analysts plainly believe SoFi Technologies is more favorable than Upstart.
SoFi Technologies has a beta of 1.75, indicating that its stock price is 75% more volatile than the S&P 500. Comparatively, Upstart has a beta of 2.01, indicating that its stock price is 101% more volatile than the S&P 500.
Upstart received 1 more outperform votes than SoFi Technologies when rated by MarketBeat users. However, 36.43% of users gave SoFi Technologies an outperform vote while only 32.65% of users gave Upstart an outperform vote.
Upstart has lower revenue, but higher earnings than SoFi Technologies. SoFi Technologies is trading at a lower price-to-earnings ratio than Upstart, indicating that it is currently the more affordable of the two stocks.
Summary
SoFi Technologies beats Upstart on 11 of the 18 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding UPST and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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