Union Bankshares (UNB) Competitors

Ohio Valley Banc (NASDAQ:OVBC) and Union Bankshares (NASDAQ:UNB) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, community ranking, valuation, profitability, risk, earnings, dividends and media sentiment.

Which has more volatility & risk, OVBC or UNB?

Ohio Valley Banc has a beta of 0.09, suggesting that its stock price is 91% less volatile than the S&P 500. Comparatively, Union Bankshares has a beta of 0.82, suggesting that its stock price is 18% less volatile than the S&P 500.

Do institutionals and insiders hold more shares of OVBC or UNB?

22.1% of Ohio Valley Banc shares are owned by institutional investors. Comparatively, 14.8% of Union Bankshares shares are owned by institutional investors. 5.3% of Ohio Valley Banc shares are owned by company insiders. Comparatively, 1.1% of Union Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Do analysts rate OVBC or UNB?

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ohio Valley Banc	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Union Bankshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Is OVBC or UNB a better dividend stock?

Ohio Valley Banc pays an annual dividend of $0.88 per share and has a dividend yield of 3.9%. Union Bankshares pays an annual dividend of $1.44 per share and has a dividend yield of 6.1%. Ohio Valley Banc pays out 36.5% of its earnings in the form of a dividend. Union Bankshares pays out 60.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Ohio Valley Banc has raised its dividend for 1 consecutive years and Union Bankshares has raised its dividend for 11 consecutive years. Union Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the MarketBeat Community believe in OVBC or UNB?

Union Bankshares received 127 more outperform votes than Ohio Valley Banc when rated by MarketBeat users. Likewise, 62.42% of users gave Union Bankshares an outperform vote while only 32.31% of users gave Ohio Valley Banc an outperform vote.

Company	Underperform	Outperform
Ohio Valley Banc	Outperform Votes 74 32.31%	Underperform Votes 155 67.69%
Union Bankshares	Outperform Votes 201 62.42%	Underperform Votes 121 37.58%

Does the media prefer OVBC or UNB?

In the previous week, Ohio Valley Banc had 3 more articles in the media than Union Bankshares. MarketBeat recorded 3 mentions for Ohio Valley Banc and 0 mentions for Union Bankshares. Ohio Valley Banc's average media sentiment score of 0.00 beat Union Bankshares' score of -0.33 indicating that Union Bankshares is being referred to more favorably in the news media.

Company	Overall Sentiment
Ohio Valley Banc	Neutral
Union Bankshares	Neutral

Is OVBC or UNB more profitable?

Union Bankshares has a net margin of 15.19% compared to Union Bankshares' net margin of 14.70%. Ohio Valley Banc's return on equity of 17.85% beat Union Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ohio Valley Banc	14.70%	8.16%	0.87%
Union Bankshares	15.19%	17.85%	0.76%

Which has higher earnings and valuation, OVBC or UNB?

Ohio Valley Banc has higher revenue and earnings than Union Bankshares. Ohio Valley Banc is trading at a lower price-to-earnings ratio than Union Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ohio Valley Banc	$74.49M	1.43	$12.63M	$2.41	9.25
Union Bankshares	$67.01M	1.60	$11.26M	$2.37	10.00

Summary

Union Bankshares beats Ohio Valley Banc on 10 of the 18 factors compared between the two stocks.