Glacier Bancorp (GBCI) Competitors

First Financial Bankshares (NASDAQ:FFIN) and Glacier Bancorp (NASDAQ:GBCI) are both mid-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their community ranking, valuation, earnings, dividends, risk, media sentiment, profitability, analyst recommendations and institutional ownership.

Does the MarketBeat Community believe in FFIN or GBCI?

First Financial Bankshares received 52 more outperform votes than Glacier Bancorp when rated by MarketBeat users. However, 50.00% of users gave Glacier Bancorp an outperform vote while only 49.52% of users gave First Financial Bankshares an outperform vote.

Company	Underperform	Outperform
First Financial Bankshares	Outperform Votes 312 49.52%	Underperform Votes 318 50.48%
Glacier Bancorp	Outperform Votes 260 50.00%	Underperform Votes 260 50.00%

Does the media refer more to FFIN or GBCI?

In the previous week, First Financial Bankshares and First Financial Bankshares both had 7 articles in the media. Glacier Bancorp's average media sentiment score of 1.54 beat First Financial Bankshares' score of 0.97 indicating that First Financial Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Financial Bankshares	5 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Glacier Bancorp	4 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable earnings & valuation, FFIN or GBCI?

Glacier Bancorp has higher revenue and earnings than First Financial Bankshares. Glacier Bancorp is trading at a lower price-to-earnings ratio than First Financial Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Financial Bankshares	$636.07M	6.48	$198.98M	$1.40	20.60
Glacier Bancorp	$1.14B	3.60	$222.93M	$1.75	20.58

Is FFIN or GBCI a better dividend stock?

First Financial Bankshares pays an annual dividend of $0.72 per share and has a dividend yield of 2.5%. Glacier Bancorp pays an annual dividend of $1.32 per share and has a dividend yield of 3.7%. First Financial Bankshares pays out 51.4% of its earnings in the form of a dividend. Glacier Bancorp pays out 75.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Financial Bankshares has raised its dividend for 13 consecutive years.

Do analysts prefer FFIN or GBCI?

First Financial Bankshares currently has a consensus target price of $31.33, suggesting a potential upside of 8.65%. Glacier Bancorp has a consensus target price of $40.40, suggesting a potential upside of 12.19%. Given First Financial Bankshares' stronger consensus rating and higher probable upside, analysts plainly believe Glacier Bancorp is more favorable than First Financial Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Financial Bankshares	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Glacier Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Do institutionals and insiders have more ownership in FFIN or GBCI?

69.8% of First Financial Bankshares shares are held by institutional investors. Comparatively, 80.2% of Glacier Bancorp shares are held by institutional investors. 4.2% of First Financial Bankshares shares are held by company insiders. Comparatively, 0.5% of Glacier Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Which has more volatility and risk, FFIN or GBCI?

First Financial Bankshares has a beta of 0.82, meaning that its share price is 18% less volatile than the S&P 500. Comparatively, Glacier Bancorp has a beta of 0.8, meaning that its share price is 20% less volatile than the S&P 500.

Is FFIN or GBCI more profitable?

First Financial Bankshares has a net margin of 30.03% compared to First Financial Bankshares' net margin of 16.40%. Glacier Bancorp's return on equity of 14.28% beat First Financial Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Financial Bankshares	30.03%	14.28%	1.54%
Glacier Bancorp	16.40%	6.51%	0.70%

Summary

First Financial Bankshares beats Glacier Bancorp on 11 of the 20 factors compared between the two stocks.