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Financial Institutions (FISI) Competitors

$17.61
+0.06 (+0.34%)
(As of 05/31/2024 ET)

FISI vs. PFIS, FDBC, FLIC, GNTY, BDGE, SASR, PEBO, GABC, LBAI, and SBSI

Should you be buying Financial Institutions stock or one of its competitors? The main competitors of Financial Institutions include Peoples Financial Services (PFIS), Fidelity D & D Bancorp (FDBC), First of Long Island (FLIC), Guaranty Bancshares (GNTY), Bridge Bancorp (BDGE), Sandy Spring Bancorp (SASR), Peoples Bancorp (PEBO), German American Bancorp (GABC), Lakeland Bancorp (LBAI), and Southside Bancshares (SBSI). These companies are all part of the "finance" sector.

Financial Institutions vs.

Peoples Financial Services (NASDAQ:PFIS) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, profitability, media sentiment, dividends, valuation, community ranking, analyst recommendations, risk and earnings.

In the previous week, Peoples Financial Services had 2 more articles in the media than Financial Institutions. MarketBeat recorded 5 mentions for Peoples Financial Services and 3 mentions for Financial Institutions. Peoples Financial Services' average media sentiment score of 0.96 beat Financial Institutions' score of 0.70 indicating that Financial Institutions is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Peoples Financial Services
1 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Financial Institutions
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Peoples Financial Services pays an annual dividend of $1.64 per share and has a dividend yield of 4.2%. Financial Institutions pays an annual dividend of $1.20 per share and has a dividend yield of 6.8%. Peoples Financial Services pays out 50.3% of its earnings in the form of a dividend. Financial Institutions pays out 47.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Peoples Financial Services has raised its dividend for 7 consecutive years and Financial Institutions has raised its dividend for 13 consecutive years. Financial Institutions is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Peoples Financial Services has a net margin of 13.81% compared to Peoples Financial Services' net margin of 11.53%. Peoples Financial Services' return on equity of 9.66% beat Financial Institutions' return on equity.

Company Net Margins Return on Equity Return on Assets
Peoples Financial Services13.81% 7.52% 0.67%
Financial Institutions 11.53%9.66%0.65%

Financial Institutions has higher revenue and earnings than Peoples Financial Services. Financial Institutions is trading at a lower price-to-earnings ratio than Peoples Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Peoples Financial Services$163.98M1.68$27.38M$3.2611.96
Financial Institutions$210.33M1.29$50.26M$2.517.02

Financial Institutions received 186 more outperform votes than Peoples Financial Services when rated by MarketBeat users. Likewise, 58.25% of users gave Financial Institutions an outperform vote while only 55.15% of users gave Peoples Financial Services an outperform vote.

CompanyUnderperformOutperform
Peoples Financial ServicesOutperform Votes
107
55.15%
Underperform Votes
87
44.85%
Financial InstitutionsOutperform Votes
293
58.25%
Underperform Votes
210
41.75%

Peoples Financial Services currently has a consensus price target of $45.00, suggesting a potential upside of 15.41%. Financial Institutions has a consensus price target of $20.67, suggesting a potential upside of 17.36%. Given Peoples Financial Services' higher possible upside, analysts clearly believe Financial Institutions is more favorable than Peoples Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Peoples Financial Services
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Financial Institutions
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Peoples Financial Services has a beta of 0.48, meaning that its stock price is 52% less volatile than the S&P 500. Comparatively, Financial Institutions has a beta of 0.88, meaning that its stock price is 12% less volatile than the S&P 500.

31.7% of Peoples Financial Services shares are owned by institutional investors. Comparatively, 60.5% of Financial Institutions shares are owned by institutional investors. 4.1% of Peoples Financial Services shares are owned by insiders. Comparatively, 2.7% of Financial Institutions shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Financial Institutions beats Peoples Financial Services on 12 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FISI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FISI vs. The Competition

MetricFinancial InstitutionsNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$272.02M$18.88B$9.72B$7.96B
Dividend Yield6.92%4.00%5.96%4.01%
P/E Ratio7.029.8845.5118.57
Price / Sales1.292.03109.7891.65
Price / Cash4.378.6016.4131.51
Price / Book0.631.053.304.59
Net Income$50.26M$2.35B$1.01B$213.90M
7 Day Performance-2.11%-0.24%0.39%0.87%
1 Month Performance1.03%2.34%3.04%3.60%
1 Year Performance11.46%17.31%17.32%7.91%

Financial Institutions Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFIS
Peoples Financial Services
3.1467 of 5 stars
$38.99
+0.3%
$45.00
+15.4%
+1.0%$277.14M$163.98M11.96375Analyst Upgrade
News Coverage
High Trading Volume
FDBC
Fidelity D & D Bancorp
2.9679 of 5 stars
$46.23
+1.0%
N/A+20.4%$262.64M$105.24M16.34291News Coverage
FLIC
First of Long Island
3.0535 of 5 stars
$10.00
+1.8%
N/A-4.7%$221.11M$161.82M9.26288Short Interest ↑
News Coverage
GNTY
Guaranty Bancshares
0 of 5 stars
$28.95
+0.1%
$33.33
+15.1%
+19.5%$332.96M$179.01M11.86488Gap Up
BDGE
Bridge Bancorp
0 of 5 stars
$18.39
+1.2%
N/A+12.3%$363.39M$206.93M7.73496
SASR
Sandy Spring Bancorp
3.3027 of 5 stars
$23.44
+2.2%
$23.50
+0.3%
+8.1%$1.03B$704.60M11.491,112Analyst Upgrade
PEBO
Peoples Bancorp
3.8456 of 5 stars
$29.15
+0.7%
$33.40
+14.6%
+12.0%$1.03B$526.82M8.731,478Positive News
GABC
German American Bancorp
4.5599 of 5 stars
$31.65
-0.8%
$36.33
+14.8%
+12.4%$946.34M$316.92M11.11840Analyst Forecast
News Coverage
Positive News
High Trading Volume
LBAI
Lakeland Bancorp
4.6928 of 5 stars
$13.43
+1.1%
$14.15
+5.4%
+0.6%$874.97M$516.18M10.49826Analyst Forecast
News Coverage
Positive News
High Trading Volume
SBSI
Southside Bancshares
4.3085 of 5 stars
$26.81
-0.2%
$32.67
+21.8%
-0.9%$811.94M$248.58M9.97815

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This page (NASDAQ:FISI) was last updated on 6/2/2024 by MarketBeat.com Staff

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